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Your goods are precious
so are our insurance
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BASIC ® |
UNIVERSAL ® |
OPTIMAL ® |
| Client's obligation to start the insurance procedure |
Immediate notification of
claims with form
(page 2) |
Immediate notification of
claims with form
(page 2) |
Immediate notification of
claims with form
(page 2) |
| For a road shipment, send the claim form (3) within |
5 days |
5 days |
10 days |
| For an Air shipment, send the claim form (3) within |
5 days |
5 days |
10 days |
| For a road shipment, send the claim form (3) within |
7 days |
20 days |
30 days |
| Exclusions |
Inherent defect of the insured goods,
faults committed by the insured,
confiscation,
absence of packing,
shipping delay,
weapons or explosive,
war risk,
riots, strikes, |
Inherent defect of the insured goods,
faults committed by the insured,
confiscation,
absence of packing,
shipping delay,
weapons or explosives,
war risk,
riots, strikes, |
Inherent defect of the insured goods,
faults committed by the insured,
confiscation,
absence of packing,
shipping delay,
weapons or explosives,
war risk,
riots, strikes, |
| The following goods are excluded |
Jewellery, precious stones,
currencies, stamps,
bank notes,
Collections,
shares, stocks, coupons,
live animals,
perishable goods,
dangerous goods,
coat, plant, |
Jewellery, precious stones,
currencies, stamps,
bank notes,
Collections,
shares, stocks, coupons,
live animals,
perishable goods,
dangerous goods,
coats, plant |
Jewellery, precious stones,
currencies, stamps,
bank notes,
Collections,
shares, stocks, coupons,
live animals,
perishable goods,
dangerous goods,
coats, plant |
Indemnity according to the declared replacement value
for purchases before |
6 months |
12 months |
24 months |
| Coefficient of maximum loss of value |
70% but IT |
30% but IT |
15% but IT |
| Indemnity for antiques and piece of art. |
Declared value with confirmation
from the expert |
Declared value with confirmation
from the expert |
Declared value with confirmation
from the expert |
| Indemnity for depreciated value of antiques and works of art after claim recorded by an expert |
No |
On an individual basis
With an additional premium
Upper limit fixed at 15% of the value |
On an individual basis
With an additional premium
Upper limit fixed at 35% of the value |
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| English translation for information purposes only, in case of dispute the French text will prevail. |
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